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  • Tips for Financing a Fairfield County Home Remodeling Project: PART I

    Country Club Homes, Inc. has been a leading Fairfield County custom home builder since 1955. We periodically share helpful tips and information with our online readers in an effort to educate people who may be considering remodeling their Fairfield County home.

    It has been our pleasure over the years to work with many clients who have remodeled their homes. For our readers who are considering embarking on this exciting process of home remodeling for the first time, we offer the following tips about financing the project, based on an NAHB article entitled, “Financing Your Home Remodeling Project“.

    The common options for acquiring the necessary funding to complete a home improvement project include a home improvement loan, a home equity line of credit, a home equity loan (second mortgage), a cash-out refinancing of your current mortgage, and cash.By far the simplest method of financing the home improvement project is cash, in the event you have cash in savings to pay for the project. In order to determine if this is the best option, compare the interest rate that you would be charged by financing the project to the interest you could earn by investing these funds. The NAHB article adds, “Interest payments on a home improvement loan may be tax-deductible, while the expenses of a remodeling project paid for in cash cannot be written off. Crunch the numbers and meet with a financial adviser to determine whether paying in cash is best for your financial situation in the long run.”

    Check out the article for more excellent pointers about the following four types of financing, and be sure to consult with your accountant and an attorney before making any contractual commitments.

    • Home Improvement Loan
    • Home Equity Line of Credit will vary from lender to lender.
    • Second Mortgage
    • Cash-Out Refinancing

    Have you enjoyed this article? Head on over to “Tips for Financing a Fairfield County Home Remodeling Project: PART II“ for more information about ‘best practices’ to make sure your project is well organized, and finishes on budget!

    If you are seeking home building design expertise for your Wilton, New Canaan or Fairfield County, Connecticut home; contact Country Club Homes, Inc. at 203-762-0550. Our company, Country Club Homes, Inc. offers custom new home and remodeling design and construction. Visit the Country Club Homes. Inc. website to see beautiful interior and exterior home images in our online portfolio.

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  • Blue and White Dining Rooms

    Your dining room can radiate an ambiance of both modern and classic decor by simply using a blue and white palette. For example in this dining room below everything is white, including the sideboard and vintage Chinese Chippendale chairs. This creates a striking yet lovely contrast to the blue walls.

  • The Black and White Touch

    Black and white may be on opposite ends of the color board, but remember that opposites attract. Country Club Homes gladly demonstrates how a black and white room brings style, modernity and class to any type of home. And because of the versatility of each of the tones, black and white can be used for…

  • Spectacular Stairwells — Beautiful From Top to Bottom

    As custom builders — and artists at heart — we feel it imperative to express how significant an impact a tasteful, charming stairwell can have on any home. Below you’ll see some of the wonderful examples from Country Club Homes as viewed on the blogs recently, and without a doubt, these stairwells are beautiful from…

  • The Vintage Chic Home

    When it comes to the decor of fine homes, those of us at Country Club Homes, Inc. readily use the mantra “what’s old is new again” for design inspiration. Vintage style is a major trend among architects and interior designers these days for all types of homes. The look certainly spells out luxury for new…