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  • Tips for Financing a Fairfield County Home Remodeling Project: PART I

    Country Club Homes, Inc. has been a leading Fairfield County custom home builder since 1955. We periodically share helpful tips and information with our online readers in an effort to educate people who may be considering remodeling their Fairfield County home.

    It has been our pleasure over the years to work with many clients who have remodeled their homes. For our readers who are considering embarking on this exciting process of home remodeling for the first time, we offer the following tips about financing the project, based on an NAHB article entitled, “Financing Your Home Remodeling Project“.

    The common options for acquiring the necessary funding to complete a home improvement project include a home improvement loan, a home equity line of credit, a home equity loan (second mortgage), a cash-out refinancing of your current mortgage, and cash.By far the simplest method of financing the home improvement project is cash, in the event you have cash in savings to pay for the project. In order to determine if this is the best option, compare the interest rate that you would be charged by financing the project to the interest you could earn by investing these funds. The NAHB article adds, “Interest payments on a home improvement loan may be tax-deductible, while the expenses of a remodeling project paid for in cash cannot be written off. Crunch the numbers and meet with a financial adviser to determine whether paying in cash is best for your financial situation in the long run.”

    Check out the article for more excellent pointers about the following four types of financing, and be sure to consult with your accountant and an attorney before making any contractual commitments.

    • Home Improvement Loan
    • Home Equity Line of Credit will vary from lender to lender.
    • Second Mortgage
    • Cash-Out Refinancing

    Have you enjoyed this article? Head on over to “Tips for Financing a Fairfield County Home Remodeling Project: PART II“ for more information about ‘best practices’ to make sure your project is well organized, and finishes on budget!

    If you are seeking home building design expertise for your Wilton, New Canaan or Fairfield County, Connecticut home; contact Country Club Homes, Inc. at 203-762-0550. Our company, Country Club Homes, Inc. offers custom new home and remodeling design and construction. Visit the Country Club Homes. Inc. website to see beautiful interior and exterior home images in our online portfolio.

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  • Color Lovers Rejoice! Celebrating Unconventional Hues for Christmas

    Red and green, the colors of holly berries and evergreens, are the expected hues for Christmas decorations since at least the Victorian era. And there’s comfort to be found in tradition, especially around the holidays. But if you’re yearning to try something new for your Christmas decor, there are several ways to experiment!   Navy,…

  • Warm Season’s Greetings from Country Club Homes

    May the roof over your head protect you from the elements and cozy walls wrap your family in warmth. Wishing you warm season’s greetings and all the best for 2016! From all of us at Country Club Homes, Inc.

  • Everything in its Place: Understanding Symmetry in Your Custom Home Design

    Symmetry as it applies to interior design is another word for balance. Balance is the foundation of appealing interior design, regardless of the style, size or location of the space. There’s a harmony about visual balance that instinctively appeals to humans because of the inherent balance in nature, starting with our own bodies!   Symmetry…

  • Winter Comfort: Radiant Heating in Your Custom Home

    The official start of winter is just around the corner. For a more pleasant experience at home during the coldest months of the year, radiant heating is a cost-effective investment that feels like a wonderful luxury. Radiant heating systems integrate a series of pipes or wires beneath the floor. The experience of a chilly Connecticut…