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  • Tips for Financing a Fairfield County Home Remodeling Project: PART I

    Country Club Homes, Inc. has been a leading Fairfield County custom home builder since 1955. We periodically share helpful tips and information with our online readers in an effort to educate people who may be considering remodeling their Fairfield County home.

    It has been our pleasure over the years to work with many clients who have remodeled their homes. For our readers who are considering embarking on this exciting process of home remodeling for the first time, we offer the following tips about financing the project, based on an NAHB article entitled, “Financing Your Home Remodeling Project“.

    The common options for acquiring the necessary funding to complete a home improvement project include a home improvement loan, a home equity line of credit, a home equity loan (second mortgage), a cash-out refinancing of your current mortgage, and cash.By far the simplest method of financing the home improvement project is cash, in the event you have cash in savings to pay for the project. In order to determine if this is the best option, compare the interest rate that you would be charged by financing the project to the interest you could earn by investing these funds. The NAHB article adds, “Interest payments on a home improvement loan may be tax-deductible, while the expenses of a remodeling project paid for in cash cannot be written off. Crunch the numbers and meet with a financial adviser to determine whether paying in cash is best for your financial situation in the long run.”

    Check out the article for more excellent pointers about the following four types of financing, and be sure to consult with your accountant and an attorney before making any contractual commitments.

    • Home Improvement Loan
    • Home Equity Line of Credit will vary from lender to lender.
    • Second Mortgage
    • Cash-Out Refinancing

    Have you enjoyed this article? Head on over to “Tips for Financing a Fairfield County Home Remodeling Project: PART II“ for more information about ‘best practices’ to make sure your project is well organized, and finishes on budget!

    If you are seeking home building design expertise for your Wilton, New Canaan or Fairfield County, Connecticut home; contact Country Club Homes, Inc. at 203-762-0550. Our company, Country Club Homes, Inc. offers custom new home and remodeling design and construction. Visit the Country Club Homes. Inc. website to see beautiful interior and exterior home images in our online portfolio.

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  • Enjoy the Tiny Home Trend by Adding an Impressive Guest House

    Tiny houses, which pack all of the essentials for living into remarkably small spaces, are somewhat of a phenomenon in the architectural design world right now. By using the exceptional organization techniques and multi-functional layout ideas used in these tiny houses, you can create an impressive guesthouse in a lot less space than you’d expect….

  • House Materials Known for Their Durability

    If you are taking the time and effort to have your home renovated, you want to make sure the results are long-lasting. At Country Club Homes, we emphasize using the most durable materials. Here is a look at four materials that we love using in our projects because they stay looking great for decades with…

  • Inspiring Water Features to Transform Your Yard

    Water adds a soothing quality to any backyard, transforming it from an ordinary space into one that evokes peacefulness and relaxation. At Country Club Homes, we’ve seen many different water features, and the following are some of the best ones that we recommend placing in your own backyard: Traditional Pool via Houzz Rustic Rock Waterfalls We…

  • Stacked Stone Character for Your Home Interior

    Stacked stone is not just for exteriors. This natural and durable material can be used throughout the home to add a traditional, inviting character to your space. Here is a look at few ways we recommend using stacked stone throughout your interior construction: Stacked stone walls set a mood of relaxation and rustic comfort in…