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  • Tips for Financing a Fairfield County Home Remodeling Project: PART I

    Country Club Homes, Inc. has been a leading Fairfield County custom home builder since 1955. We periodically share helpful tips and information with our online readers in an effort to educate people who may be considering remodeling their Fairfield County home.

    It has been our pleasure over the years to work with many clients who have remodeled their homes. For our readers who are considering embarking on this exciting process of home remodeling for the first time, we offer the following tips about financing the project, based on an NAHB article entitled, “Financing Your Home Remodeling Project“.

    The common options for acquiring the necessary funding to complete a home improvement project include a home improvement loan, a home equity line of credit, a home equity loan (second mortgage), a cash-out refinancing of your current mortgage, and cash.By far the simplest method of financing the home improvement project is cash, in the event you have cash in savings to pay for the project. In order to determine if this is the best option, compare the interest rate that you would be charged by financing the project to the interest you could earn by investing these funds. The NAHB article adds, “Interest payments on a home improvement loan may be tax-deductible, while the expenses of a remodeling project paid for in cash cannot be written off. Crunch the numbers and meet with a financial adviser to determine whether paying in cash is best for your financial situation in the long run.”

    Check out the article for more excellent pointers about the following four types of financing, and be sure to consult with your accountant and an attorney before making any contractual commitments.

    • Home Improvement Loan
    • Home Equity Line of Credit will vary from lender to lender.
    • Second Mortgage
    • Cash-Out Refinancing

    Have you enjoyed this article? Head on over to “Tips for Financing a Fairfield County Home Remodeling Project: PART II“ for more information about ‘best practices’ to make sure your project is well organized, and finishes on budget!

    If you are seeking home building design expertise for your Wilton, New Canaan or Fairfield County, Connecticut home; contact Country Club Homes, Inc. at 203-762-0550. Our company, Country Club Homes, Inc. offers custom new home and remodeling design and construction. Visit the Country Club Homes. Inc. website to see beautiful interior and exterior home images in our online portfolio.

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  • Stay Up to Date with These Traditional Bathroom Accessory Trends

    There has been a shift toward the traditional in bathroom design trends of late. Bathrooms in many Connecticut homes are being renovated and transformed into Victorian-style baths, which feature some of the elegance and simplicity of a revolutionary era. Using classic white as the foundation, these traditional bathrooms appear spacious, no matter the actual size…

  • Embracing the Elegance of White Kitchen Design

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  • The Basics of Green Building

    Many people have become committed to lessening their impact on the environment when building a new home. We at Country Club Homes specialize in guiding you through the process of designing and building your home using the latest environmentally-friendly products and systems. Green home building does not mean you have to give up having a beautiful…

  • Don’t Forget About the Foyer: Design Ideas for the Foyer

    Your foyer is your home’s first chance to stand out and make a lasting impression. Whether it serves as the greeting place to usher your guests into your home or the room where you park your umbrella or drop your keys and mail, it needs personality. Check out  these home design ideasto make your foyer…