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  • Tips for Financing a Fairfield County Home Remodeling Project: PART I

    Country Club Homes, Inc. has been a leading Fairfield County custom home builder since 1955. We periodically share helpful tips and information with our online readers in an effort to educate people who may be considering remodeling their Fairfield County home.

    It has been our pleasure over the years to work with many clients who have remodeled their homes. For our readers who are considering embarking on this exciting process of home remodeling for the first time, we offer the following tips about financing the project, based on an NAHB article entitled, “Financing Your Home Remodeling Project“.

    The common options for acquiring the necessary funding to complete a home improvement project include a home improvement loan, a home equity line of credit, a home equity loan (second mortgage), a cash-out refinancing of your current mortgage, and cash.By far the simplest method of financing the home improvement project is cash, in the event you have cash in savings to pay for the project. In order to determine if this is the best option, compare the interest rate that you would be charged by financing the project to the interest you could earn by investing these funds. The NAHB article adds, “Interest payments on a home improvement loan may be tax-deductible, while the expenses of a remodeling project paid for in cash cannot be written off. Crunch the numbers and meet with a financial adviser to determine whether paying in cash is best for your financial situation in the long run.”

    Check out the article for more excellent pointers about the following four types of financing, and be sure to consult with your accountant and an attorney before making any contractual commitments.

    • Home Improvement Loan
    • Home Equity Line of Credit will vary from lender to lender.
    • Second Mortgage
    • Cash-Out Refinancing

    Have you enjoyed this article? Head on over to “Tips for Financing a Fairfield County Home Remodeling Project: PART II“ for more information about ‘best practices’ to make sure your project is well organized, and finishes on budget!

    If you are seeking home building design expertise for your Wilton, New Canaan or Fairfield County, Connecticut home; contact Country Club Homes, Inc. at 203-762-0550. Our company, Country Club Homes, Inc. offers custom new home and remodeling design and construction. Visit the Country Club Homes. Inc. website to see beautiful interior and exterior home images in our online portfolio.

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  • Trendy Home Features With Timeless Appeal

    When you’re building a new home, you need to strike a balance between the trendiest features and ones that will still be appealing down the road. Thankfully, some features fall into both of these categories. Consider including the following timeless and trendy elements in your new home. Brick walls. Exposed brick in a kitchen, living room,…

  • The Art of Laying Hardwood Floors

    Hardwood floors look elegant and sophisticated in your home, but installing them requires careful attention to detail. At Country Club Homes, we recommend paying careful attention when choosing subfloor and hardwood flooring materials. Traditional Kitchen by Wilton Design-Build Firms Country Club Homes via Houzz Choosing Sub-floor Materials Plywood sub-floors are common in new construction, but you must be…

  • Luxury Necessities for Your Custom New England Home

    At Country Club Homes, we love designing luxurious homes for our clients, and we are always happy to integrate the newest luxury amenities into our designs. It’s always nice to have the trendiest design elements and decor. Some luxurious amenities are becoming so common, in fact, that they’re almost necessities in today’s homes. Outdoor Kitchens….

  • How Landscaping Goes From Dream to Reality

    What is your ideal home exterior? You probably have an image in your mind of the perfect landscaping, but making that image a reality can seem a bit intimidating. With the help of Country Club Homes, you can have the landscape of your dreams. Here is a brief look at the process we use to…