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Some Ideas to Consider …

  • Tips for Financing a Fairfield County Home Remodeling Project: PART I

    Country Club Homes, Inc. has been a leading Fairfield County custom home builder since 1955. We periodically share helpful tips and information with our online readers in an effort to educate people who may be considering remodeling their Fairfield County home.

    It has been our pleasure over the years to work with many clients who have remodeled their homes. For our readers who are considering embarking on this exciting process of home remodeling for the first time, we offer the following tips about financing the project, based on an NAHB article entitled, “Financing Your Home Remodeling Project“.

    The common options for acquiring the necessary funding to complete a home improvement project include a home improvement loan, a home equity line of credit, a home equity loan (second mortgage), a cash-out refinancing of your current mortgage, and cash.By far the simplest method of financing the home improvement project is cash, in the event you have cash in savings to pay for the project. In order to determine if this is the best option, compare the interest rate that you would be charged by financing the project to the interest you could earn by investing these funds. The NAHB article adds, “Interest payments on a home improvement loan may be tax-deductible, while the expenses of a remodeling project paid for in cash cannot be written off. Crunch the numbers and meet with a financial adviser to determine whether paying in cash is best for your financial situation in the long run.”

    Check out the article for more excellent pointers about the following four types of financing, and be sure to consult with your accountant and an attorney before making any contractual commitments.

    • Home Improvement Loan
    • Home Equity Line of Credit will vary from lender to lender.
    • Second Mortgage
    • Cash-Out Refinancing

    Have you enjoyed this article? Head on over to “Tips for Financing a Fairfield County Home Remodeling Project: PART II“ for more information about ‘best practices’ to make sure your project is well organized, and finishes on budget!

    If you are seeking home building design expertise for your Wilton, New Canaan or Fairfield County, Connecticut home; contact Country Club Homes, Inc. at 203-762-0550. Our company, Country Club Homes, Inc. offers custom new home and remodeling design and construction. Visit the Country Club Homes. Inc. website to see beautiful interior and exterior home images in our online portfolio.

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  • The Versatility of Built-ins

    At Country Club Homes, we always advise our clients to think about storage when we’re designing their custom homes. So many homeowners struggle to find space for their items, but by including built-in storage spaces in our designs, we find that our clients are able to stay more organized and keep their homes clutter free….

  • Create a Home That Feels Like a Vacation Spot

    When you’re designing your own custom home, you have the opportunity to make it everything you have always dreamed of. Use these home design ideas to create a home that feels like a vacation spot, from the time you enter the door until the time you climb into bed. Start with the patio. We recommend…

  • Make a Statement With Shingle Style

    Shingle style homes feature a distinctive and classical architecture that is reminiscent of early 21st century American design. These homes are often found in coastal areas and are ideal for casual living with a traditional feel. Shingle style features several distinct characteristics that set it apart from other home styles, including: Large front porches. Shingle style homes…

  • Take Radiant Heating Outdoors for a Truly Luxurious Home

    Radiant heating has become a staple of luxury interior home design. But have you ever considered installing one of these heating systems outside? Radiant heating can be used under exterior concrete and tiles to heat the floor and help make your exterior spaces more comfortable and functional. Outdoor radiant heating can be used in a…